How it works
Three steps. Zero changes to your acquirer.
Drop in PayGate
One npm install. One middleware line. Your endpoints now return HTTP 402 to unauthorized agents and 200 to paying ones.
Set your prices
Per route, per call, per byte. Charge a penny for an API hit, a dollar for a download, anything you like. We meter it.
Get paid
Settlement lands on the rail the agent picked — card to your acquirer, USDC to your wallet, SEPA to your account.
Every rail an AI buyer might bring.
Arispay routes each payment to the cheapest, fastest rail the buyer can produce. You don't pick. The agent pays. You get the money.
x402 micropayments
Live on Base mainnet. Settle in seconds, charge in cents, perfect for API + content monetisation.
USDC stablecoins
EVM + Solana. Final on-chain settlement, no chargebacks, no FX. Wallet-to-wallet in one block.
Card payments
Visa, Mastercard, Amex. Routed through Fiserv with RFC 9421 Ed25519 agent signatures so it lands clean at your acquirer.
ACH + SEPA
Bank-to-bank rails for large or recurring agent purchases. Same PayGate gate, same settlement contract.
MPP payment channels
Tempo-style channels for streaming payments. Pay-by-the-second pricing without on-chain costs per call.
Mix-and-match
Card for the deposit, USDC for the top-up, x402 for every meter. Arispay tags it all back to one customer.
Pick the integration that fits.
Easiest
Hosted proxy
Point your DNS at paygate.arispay.app/{your-slug}. We sit in front, gate the requests, and forward the paid ones. Zero code.
Most common
PayGate SDK
Express or Fastify middleware. paygateExpress({ price, recipient }). Two lines of code, full control of pricing per route.
Bank-grade where it counts.
99.99%
API uptime SLA
SOC 2 Type II
Audited annually
PCI DSS L1
Card data tokenised
Instant
Settlement on x402 / USDC